Are they just big players so they can get hold of risk underwriters and get them to approve it. But a small company that is trying to build rent robots for parties or conduct educational workshops using humanoids cannot get even general liability.
Are they just big players so they can get hold of risk underwriters and get them to approve it. But a small company that is trying to build rent robots for parties or conduct educational workshops using humanoids cannot get even general liability.
7 comments
Be the party robot liability insurer you want to see in the world.
But I am not an insurance agent.
But for me to go on the campus with robots they want me to carry 2M in general liability. When I speak to insurance providers they are putting in a category that is not insurable by the common home, auto and small biz insurance.
14. Limitation of liability
To the fullest extent permitted by California law:
Our total liability to you for any claim arising out of a cleaning is limited to $2,500.
We are not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost data, or loss of use.
What this does not limit. Nothing in these Terms limits our liability for death or personal injury caused by our negligence, for fraud, for willful injury, or for anything else that cannot be limited under California Civil Code §1668 or other applicable law.