UPI: Anatomy of a Payment Transaction

(timeseriesofindia.com)

31 points | by prtk25 3 hours ago

2 comments

  • pzmarzly 1 hour ago
    22B transactions a year mean an average of ~700 QPS for the NPCI switch. Of course the traffic is not uniform, it probably peaks at many times that number, but that still doesn't sound that bad - for comparison, a quick Google tells me Nasdaq TotalView ITCH feed peaks at 100k+ QPS at market open.
    • repeek 1 hour ago
      22B in the month of June 2026, so 264B extrapolated annually.
  • jesuswasjew 1 hour ago
    Centralized, kyced, private money transaction network. Is this something good?
    • haskman 57 minutes ago
      Yes it is. It's not trying to be new money, it's your money that already works.
    • fragmede 32 minutes ago
      How is it KYCd yet also private?